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Cyber incidents created many headlines in 2025 and are still the biggest worry for companies globally in 2026, according to global insurer Allianz Commercial’s annual Allianz Risk Barometer. The past year has also been a significant one for accelerated adoption of artificial intelligence (AI),\u00a0<\/strong>which is reflected in its ranking as the biggest riser in the annual survey at #2 as a complex source of operational, legal, and reputational risk for businesses. Still, close to half of respondents believe AI is bringing more benefits to their industry than risks. However, a fifth say the opposite.<\/p>\n For the first time ever, Business Interruption is not in the top two risks, dropping to #3. Yet, this peril remains a significant concern given it can be a consequence of other risks in the global top 10.<\/p>\n Factors such as a quieter hurricane season in terms of losses during 2025, mean Natural Catastrophes drops to #5, year-on-year. Meanwhile, Political Risks and Violence\u00a0<\/strong>climbs from #9 to #7, driven by increasing concerns over geopolitical volatility and conflicts around the world.<\/p>\n Top 10 business risks in the United States in 2026<\/strong><\/p>\n In the U.S., Cyber Incidents continues to top the list of business risks followed by Business Interruption and Changes in Legislation and Regulation. Rounding out the top five risks are AI and Natural Catastrophes. A new addition to the top 10 U.S. rankings is Political Risks and Violence coming in at #10.<\/p>\n Cyber risks by far the biggest concern for companies<\/strong><\/p>\n In 2026, cyber incidents is the top global risk for the fifth year in a row, with its highest-ever score (42% of responses), and by a higher margin than ever before (+10%). It ranks as the main corporate concern in every region (Americas, Asia Pacific, Europe, and Africa and Middle East). The continued presence of cyber at the top of the Allianz Risk Barometer reflects a deepening reliance on digital technology at a time when the cyber threat landscape, and geopolitical and regulatory environments, are fast evolving. Recent high-profile cyber-attacks underline the continuous threat for businesses of all sizes. Smaller and mid-sized enterprises are increasingly targeted and under pressure due to a lack of cyber security resources.<\/p>\n AI creates emerging risks as well as new business opportunities<\/strong><\/p>\n AI has surged into the top tier of global business concerns, rising to #2 (32%) in 2026 from #10 in 2025 \u2013 the biggest jump in this year\u2019s ranking. It is a big mover in all regions \u2013 ranked #2 in the Americas, Asia Pacific, and Africa and the Middle East, and #3 in Europe \u2013 and is a growing risk for companies of all sizes too, moving into the top three for large, mid-sized and smaller firms. As AI adoption accelerates and becomes more deeply embedded in core business operations, respondents expect AI-related risks to intensify, especially when it comes to liability concerns. The rapid spread of generative and agentic AI systems, paired with their growing real-world use, has raised awareness of just how exposed organizations have become.<\/p>\n Business interruption strongly connected to geopolitical risks<\/strong><\/p>\n 2025 marked a shift towards protectionist trade policies and tariff wars that brought uncertainty to the world economy. It was also a year of regional conflicts in the Middle East and Russia\/Ukraine, as well as border disputes between India\/Pakistan and Thailand\/Cambodia and civil wars in Africa \u2013 a trend which continues in 2026 with the US intervention in Venezuela. Geopolitical risks are putting supply chains under increasing pressure, but as risks rise, just 3% of Allianz Risk Barometer respondents view their supply chains as \u201cvery resilient\u201d. In the past year alone, trade restrictions have tripled to affect an estimated US$2.7 trillion of merchandise \u2013 nearly 20% of global imports according to Allianz Trade \u2013 fueling companies exploring trends such as friendshoring and regionalization. These developments lead to a high-risk perception \u2013 29% of respondents rank business interruption as a top peril, placing it at #3, although it drops a position year-on-year.<\/p>\n Unsurprisingly, Political Risks and Violence climbs two places to #7, its highest-ever ranking. The closely linked risk of changes in legislation and regulation \u2013 which includes trade tariffs \u2013 ranks #4 globally, unchanged year-on-year but with an increase in respondents, driven by concerns over growing protectionism. In fact, global supply chain paralysis due to a geopolitical conflict ranks as the most plausible \u201cblack swan\u201d scenario likely to materialize in the next five years, according to 51% of the respondents.<\/p>\n<\/p><\/div>\n maritime professional<\/p>\n","protected":false},"excerpt":{"rendered":" Cyber incidents created many headlines in 2025 and are still the biggest worry for companies globally in 2026, according to global insurer Allianz Commercial’s annual Allianz Risk Barometer. The past year has also been a significant one for accelerated adoption of artificial intelligence (AI),\u00a0which is reflected in its ranking as the biggest riser in the …<\/p>\n","protected":false},"author":1,"featured_media":74202,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[64],"tags":[],"class_list":["post-74201","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-maritime-news"],"_links":{"self":[{"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/posts\/74201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/comments?post=74201"}],"version-history":[{"count":0,"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/posts\/74201\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/media\/74202"}],"wp:attachment":[{"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/media?parent=74201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/categories?post=74201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.al-sindbad.net\/rest\/wp\/v2\/tags?post=74201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}